We offer a free consultation, of up to half an hour in length, to consider your personal circumstances. Our consultation offer is made without any obligation upon you. This may help you in deciding whether or not you require financial advice at this time.

Our advisers are available to meet in person, or if you would prefer it can hold a consultation over the telephone.

After the initial free consultation, we will agree with you whether you pay us a fee, or we are paid out of the cost of any financial product you buy (commission). We will always tell you about any commission we earn, and it will be taken into account in working out our fee.

Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.

Fees for accounting related services and tax advice are charged according to the individual circumstances. Again these are always discussed and agreed prior to commencement of the particular engagement.